Modern Portfolio Theory asserts that financial markets accurately reflect the true value of a publicly traded security at all times. Therefore, efforts to seek out over-or-under-valued securities (mispriced securities) and to profit from such securities are largely unsuccessful. The process of buying and selling alleged mispriced securities is referred to as active portfolio management. The academic research on active portfolio managements shows that stock selection techniques, as well as market-timing, are largely unsuccessful and detract from overall portfolio performance.
At Mustard Seed Financial, LLC, we follow a buy-and-hold strategy, commonly known as passive portfolio management. We create a diversified portfolio based on the individual client’s age, risk tolerance, and need to take risk.
We provide the following services:
For Individuals
- Comprehensive financial planning
- Portfolio design and management
- Retirement planning
- Estate planning
- Tax planning
- Educational funding
- Insurance and risk assessment
- Investment planning
For Businesses
- Succession planning
- Employee benefits
- Retirement
- Investment
- Tax planning