They say life insurance is similar to a parachute: if it’s not properly in place the first time you won’t need it the second time. I seem to be going to more and more funerals lately. It’s not always the people you expect, age wise at least. Sometimes it’s younger folks, often leaving behind families that aren’t completely raised yet. A parent’s death when kids are still young brings a host of issues, including financial. If you are looking for places to cut your budget in today’s tight economy, you might be thinking about cutting back on life insurance. My suggestion is to just make sure you’re getting the most bang for your buck on what you’re buying. Continue Reading…